HOUSE AFFORD CALC

Mortgage Affordability

Know what
you can
actually afford

Adjust price, deposit, term and rate to see a real monthly payment — built on the same maths a lender uses, not a rough guess.

£1,342
Monthly payment
90%
Loan to value
£132,600
Total interest

Adjust your numbers

Property price £
Deposit % · £30,000
Mortgage term years
Interest rate (APR) %
Deposit
£30,000
Loan
£270,000

Synced to Bank of England Bank Rate, 3.75% — fallback value, live feed not connected yet.

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.